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CHALLENGER LIMITED Interim / Quarterly Report 2021

Feb 8, 2021

64641_rns_2021-02-08_cd08713a-34af-4133-9bdf-4e534eb17b52.pdf

Interim / Quarterly Report

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Challenger Limited 2021 Interim Financial Report Appendix 4D

Under ASX Listing Rule 4.2A.3 for the six months ended 31 December 2020

Current period

Prior corresponding period (PCP)

1 July 2020 to 31 December 2020 1 July 2019 to 31 December 2019

31 Dec 31 Dec
2020 2019 Change Change
Results for announcement to the market **$m ** **$m ** **$m ** %
Revenue from ordinary activities 1,289.5 1,222.2 67.3 5.5
Profit from ordinary activities after tax attributable to equity holders 222.8 220.4 2.4 1.1
Netprofit for theperiod attributable to equityholders1 222.8 220.4 2.4 1.1

1 Share of profits of associates is $16.1 million (PCP: $12.8 million).

Statutory net profit after tax, which includes investment experience, being the valuation movements on assets and liabilities supporting the Life business, was $222.8 million (31 December 2019: $220.4 million), up $2.4 million primarily as a result of higher investment experience profit offsetting the decline in normalised earnings.

Normalised net profit after tax, management’s preferred measure of profit, for the six months period to 31 December 2020 decreased by 28.5% to $136.8 million (PCP: $191.4 million). Refer to Note 3 Segment information in the 2021 Interim Financial Report for a definition of normalised net profit after tax and the reconciliation to the statutory profit for the period.

31 Dec 31 Dec
2020 2019 Change
Dividend information Cents Cents %
Interimper ordinaryshare – 100% franked(2019 interim: 100% franked) 9.5 17.5 (45.7)
31 Dec 31 Dec
2020 2019 Change
**$m ** **$m ** %
Dividendsproposed(not recognised as a liabilityat 31 December) 64.0 106.7 (40.0)

The Challenger Limited Board will continue the Dividend Reinvestment Plan (DRP). The dividend will be paid on 23 March 2021. For any reinvestment of this dividend, the Board has determined that new shares will be issued to fulfil DRP requirements. The new shares will not be issued at a discount to the prevailing Challenger share price. There is no conduit foreign income for this dividend.

2021 Interim dividend dates
Ex-dividend date 23 February 2021
Record date 24 February 2021
Final Dividend Reinvestment Plan election date 25 February 2021
Payment date 23 March 2021
Ownership interest
31 Dec
31 Dec
Details of associates andjoint ventures 2020
2019
Alphinity Investment Management Pty Ltd 30%
30%
Ardea Investment Management Pty Ltd 30%
30%
Ares Australia Management Pty Ltd 35%
35%
Avenir Capital Pty Ltd 40%
40%
Bentham Asset Management Pty Ltd 49%
49%
Eiger Capital Pty Ltd 40%
40%
Greencape Capital Pty Ltd 47%
48%
Lennox Capital Partners Pty Ltd 40%
40%
Merlon Capital Partners Pty Ltd 30%
30%
Novaport Capital Pty Ltd 49%
49%
Resonance Asset Management Ltd1 -
-
Wavestone Capital Pty Ltd 33%
33%
Whitehelm Capital Pty Ltd 30%
30%
WyeTree Asset Management Ltd 49%
49%

1 Challenger holds a board position and is deemed to have significant influence.

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Challenger Limited 2021 Interim Financial Report Appendix 4D

31 Dec 31 Dec
2020 2019
Net tangible assetsper security $m $m
Net assets 3,512.8 3,743.8
Less:
- Intangible assets 17.6 21.7
- Goodwill 579.9 580.3
- Right-of-use lease asset 37.9 34.4
Non-controllinginterests - 28.0
Net tangible assets 2,877.4 3,079.4
Ordinary shares (number – million) 672.2 607.6
Net tangible assets per security ($) 4.28 5.07

Other disclosure requirements

Additional ASX Appendix 4D (Listing Rule 4.2A.3) disclosures can be found in the 2021 Interim Financial Report lodged separately from this document. This document should be read in conjunction with the 2021 Interim Financial Report and any public announcements made in the period by the Group in accordance with the continuous disclosure requirements of the Corporations Act 2001 and ASX Listing Rules.

This preliminary financial report under ASX Listing Rule 4.2A.3 covers Challenger Limited and its controlled entities, and is based on the separately lodged consolidated financial statements and financial report which have been reviewed by Ernst & Young.

Cross reference index for other disclosures included in 2021 Interim

Financial Report Page/Reference
Review of operations 10
Statement of comprehensive income 20
Statement of financial position 21
Statement of cash flows 23
Outlook for the 2021 financial year 15
Accounting standards used for foreign entities International Financial Reporting Standards
Auditor’s review report 49

Authorisation

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Linda Matthews Company Secretary 8 February 2021

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